Financing for repairs, upgrades, and bigger home projects
Compare loan options for roofing, HVAC, windows, kitchens, bathrooms, emergency repairs, and full-home renovations.
- No credit impact to check
- Many project types
- Fast online process
- Planned & urgent repairs
Find your financing options
About 2 minutes. No credit impact to start.
Financing for any kind of home project
Whether you're planning a major renovation or facing an unexpected repair, compare options tailored to your specific needs.
Not sure what you need?
Every home is different. If you have a unique project or a long list of repairs, describe your plans and get matched to flexible loan options designed for multi-part projects.
- Tackle one room or your whole home
- Combine multiple projects into one loan
- Match with options that fit your budget
How it works
A simple, transparent process to find the right financing for your home.
- 1.
Tell us about the project
Choose the project type, closest budget range, and ZIP code so BorrowBetter starts with useful context.
- 2.
Review possible loan options
Continue into the secure BorrowBetter form to compare options without affecting your credit score.
- 3.
Choose what fits
Review APR, monthly payment, term, fees, and funding speed before moving forward with any lender.
Frequently asked questions
Everything you need to know about home project financing.
Can I use a home project loan for multiple renovations?
Yes. Many borrowers use a single home project loan to fund multiple upgrades at once, such as replacing the roof and upgrading the HVAC system simultaneously. When checking options, you can select "Multiple / not sure" to find flexible financing.
Can I check options without affecting my credit?
Yes. Checking your initial loan options uses a soft credit pull, which does not impact your credit score. If you choose to proceed with a specific lender and submit a formal application, that lender may perform a hard pull, which can affect your score.
What project types are eligible?
Most standard home improvements are eligible, including roofing, HVAC, windows, kitchen and bathroom remodels, solar panel installation, flooring, and general repairs. If your project isn't listed, you can still describe it to see available options.
Can I use the loan for emergency repairs?
Absolutely. Many lenders offer fast funding options specifically designed to help homeowners cover unexpected and urgent repairs, such as sudden leaks, storm damage, or a broken furnace in winter.
How much can I borrow for a home project?
Loan amounts vary by lender and depend on factors like your credit, income, and the project type. When you check options, you'll see ranges that match your profile — many homeowners qualify for amounts from a few thousand dollars up to $100,000 or more for major renovations.
Ready to see your options?
Take the first step toward funding your home project. Compare options with no impact to your credit score.