Financing for repairs, upgrades, and bigger home projects
Compare loan options for roofing, HVAC, windows, kitchens, bathrooms, emergency repairs, and full-home renovations.
Find your financing options
Financing for any kind of home project
Whether you're planning a major renovation or facing an unexpected repair, compare options around the project in front of you.
Roofing
Finance a full roof replacement or major repairs that protect the home.
See options →HVAC
Replace heating and cooling systems before a breakdown turns urgent.
See options →Windows
Upgrade older windows for insulation, comfort, and curb appeal.
See options →Kitchen remodel
Compare options before a planned kitchen project stretches the budget.
See options →Bathroom remodel
Handle practical repairs, new fixtures, and full room updates.
See options →Emergency repairs
Move quickly on leaks, storm damage, appliance failures, or safety issues.
See options →Solar
Explore financing for energy upgrades without tying the choice to equity.
See options →Multiple projects
Bundle several repairs or upgrades into one loan request amount.
See options →How it works
A simple path from project estimate to loan-option comparison.
Tell us about the project
Choose the project type, closest budget range, and ZIP code so BorrowBetter starts with useful context.
Review possible loan options
Continue into the secure BorrowBetter form to compare options without affecting your credit score.
Choose what fits
Review APR, monthly payment, term, fees, and funding speed before moving forward with any lender.
Need a contractor too?
After exploring financing options, you can request quotes from home service providers in your area for the same project.
Frequently asked questions
Everything you need to know about home project financing.
What is a personal loan?
A personal loan gives you a lump sum that you repay in equal monthly installments over a set term — typically 2 to 7 years. The rate is fixed, so your payment doesn't change. No collateral required.
Will checking my rate affect my credit score?
No. We use a soft credit pull to show you real rates. Your score isn't affected. A hard pull only happens if you pick an offer and formally apply with a lender.
How fast can I get funded?
Most lenders in our network can fund as fast as the next business day once you accept an offer and verify your info. Funds go directly to your bank account.
What rates should I expect?
Rates depend on your credit profile, loan amount, and term. Our network offers rates from 5.99% to 35.99% APR. You'll see your actual options before committing to anything.
Is Home Project Loans a lender?
No. Home Project Loans is a personal-loan marketplace that connects homeowners with a network of 50+ lending partners. We're not a lender — we help you compare real offers in one place.
Ready to see your options?
Take the first step toward funding your home project. Compare options with no impact to your credit score.
Check Loan OptionsCommon project uses